Our mission is to make crypto payments part of people’s everyday lives across the globe.
#WeAreCrypto
Putting “currency” back into cryptocurrency
Blockchain-based digital money – AKA cryptocurrency – was originally intended as an alternative to the incumbent fiat-based economic system. However, crypto is all too often treated merely as a speculative asset class.
Here at Zypto, we work tirelessly to build the tools that are needed to make a more decentralised and borderless economy a reality for anyone, anywhere.
Zypto’s main entity is a licensed Virtual Asset Service Provider in the EU and we have multiple strategic partnerships with locally license operators around the globe to ensure our technology and vision can reach as many people as possible.
Ready to spend your crypto?
Zypto is on a mission to get companies around the world to accept direct crypto payments, but this will take some time. Meanwhile, we are proud to offer an extensive range of products that make it simple to spend your crypto wherever you want to buy.
Virtual Crypto Cards
Get your virtual card in minutes
The quickest crypto cards
Bill Payments
Over 20k US Payees
Utilities, credit cards, mortages, car loans...
Physical Crypto Cards
The most versatile option
High limit global cards
Buy Gift Cards
Over 8500 options for all your needs
The cheapest option
About prepaid virtual cards
Our virtual prepaid Visa/Mastercards can be used to pay via Google/Apple Pay or online. Zypto Pay accepts payment exclusively in crypto and stablecoins.
What are the fees?
The fees for using FCF Pay to load balance onto these prepaid virtual cards are:
- $6 card creation + 4.5% load fee
- Foreign exchange fees may apply if purchases are made in a currency other than the card’s native currency.
- Cashback, discounts and offers are available. to members of the FLAME program. Click here for more information.
Do I have to sign up to buy prepaid cards?
No, no registration is required within certain legal limits.
How do I buy gift cards with cryptocurrencies?
- Choose your product
Select the currency of your choice from the current option.
Please make sure that the desired product or service is supported in your country.
- Select your card amount and cryptocurrency
After that, select the gift card amount you want, your email for receiving the card and the cryptocurrency you want to use for payment.
Next, check the boxes to agree to our terms and conditions and click on “pay now “.
For Payment, we support most popular cryptos.
- Pay with your crypto
Scan the QR code or send the amount to the address on the payment page.
The address number is always unique for each purchase. You will receive a gift card code after you complete the transaction, normally within 30 minutes. This time varies depending on the chosen blockchain.
- Get your Prepaid card
The voucher code will be sent to you via email immediately after payment is confirmed by the system ( please take in consideration the blockchain confirmation time for different chains ) . The voucher code is valid immediately and can be redeemed.
For some products, we send you a link to the gift card code.
Please check your Spam folder in your email account if you don’t see our email.
What is the refund policy for the virtual prepaid cards?
Merchant refunds are allowed and processed back on the card balance.
No refund can be issued for a virtual prepaid card acquisition, as the only way to empty the card is through usage. Make sure that you have selected the right card for your country location.
Zypto Pay will not be held responsible if the card cannot be added to your particular device in your particular location, nor can we guarantee these cards will be accepted by any particular merchant or payment processor.
VPN Common Issue : ‘’Oops. There’s an error on our end. Please try again later."
If you use a VPN, the issuing card’s platform will most likely prevent you from claiming your card.
Please disable or alternate your VPN settings to be able to claim it. This is to prevent card usage in prohibited countries.
How do I use my card?
Your card can be used to make online purchases, like you would use a credit card, as long as the amount authorised for the transaction does not exceed the available balance + FX fee if applicable in case your transaction currency is not USD. There is no billing address associated with this card. You may use your own address when shopping online.
Can USA only Cards work in other countries ?
USA Cards though higher in value can be redeemed and used only within USA.
Where do i check the list of supported countries?
For USD Global mastercard cards – Please click here for the list of prohibited countries.
For Euro cards – Please click here for the list of approved countries.
For USA only VISA – USA Only
Which cryptocurrencies do you support?
With Zypto Pay, you can pay for your everyday things with the following cryptocurrencies: Bitcoin, Ethereum, USDC, USDT, Shiba Inu, XRP and many others.
Which wallets or crypto exchanges do you support?
ZYPTO supports the most popular crypto wallets or exchanges including Binance Pay, Coinbase, Kraken, Strike, Chivo, Cash App, Edge, Electrum, Bitfinex, Bitstamp, Ledger, Trezor, Trust Wallet and many more.
Why haven't I received my card details by email?
As mentioned above, it is often the case that you simply have to wait a few minutes.
However, there are some other common causes:
1) CHECK YOUR SPAM FOLDER! Other than simply waiting a bit longer, the most common solution to support requests is to check in your Spam, Promotions or Newsletters folder.
2) Typo in the supplied email address.
If you have written the email address incorrectly, the email cannot be delivered. You will need to submit a ticket in order for us to check.
3) You have unsubscribed from our emails
In order to conform with anti-spam rules, it is possible to unsubscribe from all emails from FCF Pay. If you do this, you will not receive emails from the card issuing/refill system either. Contact us for assistance.
4) The order was underpaid. Please check your payment link again in the email.
Do these cards work everywhere ?
These prepaid virtual debit cards do NOT have 3D Secure (like 2FA for card transactions) and, therefore, they will not be usable if the merchant/platform requires 3DS.
Visa, Mastercard or the issuing banks may choose to restrict their services in specific countries, regions or even for specific merchants. This is entirely at their discretion.
Merchants and PSPs may choose to not accept prepaid virtual debit cards. This is out of our control and is covered by our terms and conditions.
How to add my card to Mobile Wallets?
The description of each card type will include instructions on how to add them to mobile wallets, when applicable. Instructions will also be either in the email you receive or on the website from which you redeem your card.
How do I contact you for support?
Please visit www.fcfpay.com/support
How do I use the gift cards?
Select the product, denomination, and payment method, and pay with your favourite crypto from the wallet of your choice. You will receive a receipt email with your Gift Card code/PIN, typically within 5 to 15 minutes subject to on-chain confirmations.
I am not able to redeem my gift card code
If you’re unable to redeem a gift card code, first make sure your IP address and account region correspond to the product’s intended region, and confirm that you are not using a VPN. If using a VPN we recommend you turn it off as this can cause redemption issues.
Still, experiencing issues? Please contact us with the following information
a) Order ID
b) Tx hash
Can you add a new product/gift card to your catalogue?
We really appreciate all of our customer’s ideas and feedback, and we constantly work on adding new products to our catalogue. If there is any specific product you would like us to add, you can submit your request here.
About physical cards
General info about physical cards
Fees
Information about fees
Geographical coverage
Adding to mobile wallets
Info about how to add
General conditions
Add info
Support
Add support info
How long does it take?
Most bills are credited to the payee within 48 hours. If yours has taken longer, please contact us.
What are the fees?
2%+3$ per payment
What are the supported wallets?
All wallets, or even directly from centralised exchanges. We don’t connect to your wallet so your wallet is kept safe.
Who can pay bills with crypto?
We currently only support bill payments in the USA, but we are working to add more countries to the service in the near future.
What are the tax implications when paying with crypto?
Please consult your legal advisor
Do payees have access to my crypto wallet data?
No. Payees receive fiat and do not have access to your wallet address.
I can't find a bill, how do I know what bills are supported?
Type and search with ease! While we continue to improve our platform by categorising listings based on location.